How do you pay your credit cards each month?
Automatic Debit from a bank account you have, internet banking, or pay directly
to the bank. All it can do. Because whichever way you choose, the most
important is the pursuit to make credit card bills are paid on time.
With so many benefits that can be received from the
use of your credit card, as it is not subject to late fees (late charge), lower
interest rates, credit rating and you are so much better. Because of late
payment can affect your credit credibility, and could make it difficult for You
to get loans in the future.
Here are a variety of ways credit card payment you
can do;
Automatic Bill Pay
It is better if you have the credit card from the
bank which you always save your money. One easy way to pay your credit cards is
through automatically debit.. You just need to set up automatic debit payment
dates set, and adjust with the due date of the credit card you have. That way,
you will not be late to pay existing bills.
Directly to the credit card company's office
How this might be done if you have plenty of time to
come directly to the office. Because it means you have to stand in line, and
perform cash deposit to pay credit card bills that you have. That's the
downside of this way. In addition you must also compete with time due to
adjusted to the opening hours of the office, the payment in this way will also
charge you a pretty fair administration.
Through the ATM
This is probably the way that many people use.
Because to do just go to an ATM and credit card payment select menu.
Distribution of ATM machines can be found anywhere, making this way more easy
to do than how to pay directly to the bank. However, when the ATM you use is
not the same with the issuing bank of the credit card you have, there will be
administrative costs also for this way. If you make a payment through this way
through ATM bank that does not match with your card statement, which has to be
ascertained is the credit card number you entered in accordance with the credit
card that you have.
Internet Banking
If you have already registered to access internet
banking, this is an easy way that you can do. With the help of the token (an
extra safety tool shaped like a calculator that generates a secret code to
perform financial transactions in internet banking), you can safely do a credit
card payment. Payment in this manner is usually directly within 24 hours, or
there are also real time.
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